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Futures Funding Inc: Your Trusted Partner in Tailored Hard Money Lending Solutions

Welcome to Futures Funding Inc, your premier destination in the hard money lending sector. Led by James McCarthy and Deric Gwinn, who collectively bring over 20 years of industry experience, our team of dedicated originators is committed to delivering bespoke financial solutions tailored to meet the unique needs of each borrower.

 

James McCarthy established Futures Funding Inc in March 2020, specializing initially in fix and flip loans. Despite the challenges posed by the pandemic, James leveraged established relationships to provide crucial hard money and private money loans to real estate investors, propelling our business forward during a critical time.

 

In 2021, Deric Gwinn launched Jigsaw Funding with a focus on rental property clients. Recognizing the synergies in their expertise, James and Deric merged their companies in 2023 to form Futures Funding Inc, significantly expanding the capabilities and service offerings. Since our inception, Futures Funding Inc has facilitated over $350 million in loans, with plans to fund over $150 million in 2024 alone.

 

At Futures Funding, we unite seasoned leadership with an unwavering commitment to excellence, ensuring that each client receives optimal, tailored solutions. Whether you are a fix and flip investor or managing a rental property portfolio, we are dedicated to supporting your success in real estate through dependable lending solutions.

Contact us today to discover how Futures Funding Inc can serve you and your financial needs effectively.

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JAMES MCCARTHY

Founder/CEO

James McCarthy embarked on his career in private lending in 2013 as an originator for a direct lender. Over the span of five years, he ascended to a partnership role, driving monthly lending volumes from $10 million to over $50 million. Taking a hiatus in 2018 to focus on personal growth, James returned in 2019 to establish a hard money lending division for a prominent private equity firm.

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DERIC GWINN

Co-Founder

Deric Gwinn's professional journey has been fueled by a passion for real estate and a robust sales background. Beginning as an originator in 2016 for a hybrid lender, Deric gained invaluable experience working alongside industry giants before venturing into independent practice.

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